Home / R-Value & Heat Loss
Building Science · 01

R-Value & Heat Loss

R-value is the single number most often printed on insulation bags and rebate paperwork — and the most often misunderstood. Here's what it measures, what it doesn't, and what targets make sense for a Maine mobile home.

What R-value actually measures

R-value is a measure of thermal resistance: how well a material resists the conductive flow of heat through it. The higher the number, the more slowly heat moves through that material when there's a temperature difference across it. It's the inverse of U-factor (U = 1 ÷ R), which building codes sometimes use instead to describe how much heat a whole assembly — a wall, window, or roof — lets through.

R-value is additive across layers. A wall built from siding, sheathing, cavity insulation, and drywall has a total R-value roughly equal to the sum of each layer's R-value, minus losses where the insulation is interrupted by framing — a stud, a header, a window jamb. That interruption is called thermal bridging, and it matters more in a mobile home than a site-built house because the framing members (2x2s and 2x3s in older wall cavities) sit closer together and take up a larger share of the wall area.

R-value per inch, by material

Approximate R-value per inch of thickness
MaterialR per inchNotes
Fiberglass battR-3.1–3.4Loses effective R-value when compressed to fit a narrow or irregular cavity
Blown fiberglass (loose fill)R-2.2–2.7Attic application; lower density than dense-pack
Blown cellulose (loose fill, attic)R-3.2–3.8Settles over time in open attic applications
Dense-pack cellulose (wall cavity)R-3.6–3.8Packed to 3.5–4.5 lb/ft³ so it doesn't settle; also resists air movement
Open-cell spray foamR-3.6–3.8Air seals as it insulates; vapor-permeable
Closed-cell spray foamR-6.0–7.0Highest R per inch; also a vapor barrier and adds rigidity
Rigid foam board (XPS/polyiso)R-4.0–6.5Used as continuous exterior insulation over framing

Existing vs. target R-values in a Maine mobile home

Homes built to older HUD Manufactured Home Construction and Safety Standards were insulated to whatever the code required at the time and place of manufacture — often a milder climate zone than Maine's. It's common to find walls insulated to only R-11, floors around R-14–22, and roof cavities in a similar range. Maine sits in IECC climate zone 6 (far northern Maine reaches zone 7), which calls for meaningfully higher insulation levels than a home built for a zone 3 or 4 market.

Typical existing R-value vs. Maine retrofit target, by assembly
AssemblyTypical existingMaine retrofit targetCommon upgrade material
Roof / attic cavityR-14–22R-49–60Blown cellulose or fiberglass, full cavity depth
Exterior wall cavityR-7–11R-13–15 cavity + continuous exterior foam where feasibleDense-pack cellulose, plus rigid foam sheathing on re-side
Floor / belly cavityR-11–22R-25–38+Dense-pack cellulose or spray foam against a repaired belly board
Marriage line (double-wide)Often unsealedContinuous, air-sealedSpray foam and dense-pack at the mate wall

Figures are general reference ranges for planning purposes, not a substitute for a site-specific energy assessment.

How R-value drives heat loss

For a given assembly, conductive heat loss is proportional to the area of that assembly and the temperature difference across it, and inversely proportional to its R-value. In plain terms: double the R-value of a wall and, all else equal, you roughly halve the rate of heat that conducts straight through it for a given indoor–outdoor temperature gap. That's why the first few inches of insulation in an empty cavity make a dramatic difference, while each additional increment on top of an already well-insulated assembly saves progressively less. Going from R-0 to R-11 matters enormously. Going from R-49 to R-60 in an attic still helps, but by a smaller margin per dollar spent.

This is also why the biggest, most poorly insulated surfaces in a mobile home — a thin belly cavity and thin walls, both starting from a low baseline R-value — are usually where a dollar of insulation buys the most heat-loss reduction.

Where this connects Efficiency Maine's insulation program specifies minimum R-value targets and eligible materials as a condition of the rebate — for example, attic insulation generally needs to reach a specified minimum using cellulose, blown fiber, or foam, since batt insulation alone doesn't qualify. See the rebate program page for details.

What R-value doesn't capture

R-value is a steady-state measurement of conductive heat flow through a material. It says nothing about how much air is moving through gaps, seams, and penetrations in the building envelope — and in an older mobile home, air leakage is frequently a larger source of heat loss than conduction through under-insulated cavities. A wall insulated to a respectable R-value can still lose heat rapidly if cold outside air is infiltrating through an unsealed rim, a torn belly board, or an unsealed marriage line.

That's the gap a blower door test is built to measure. It doesn't test insulation — it tests airtightness, which is the other half of the heat-loss equation.

Continue to blower door testing →